In Egypt, social insurance contributions are shared between the employee and employer, based on the employee's insured salary.
Contribution Rates
Contributions are calculated as a percentage of the insured salary:
Party | Rate |
Employee | 11% |
Employer | 18.75% |
Total | 29.75% |
The insured salary includes basic salary and may also include variable components such as bonuses and incentives.
Calculation Example
If an employee's insured monthly salary is EGP 5,000:
Employee pays: 11% → EGP 550
Employer pays: 18.75% → EGP 937.50
Total contribution to the system: EGP 1,487.50
Salary Caps
Contributions are calculated only on the portion of salary that falls within the government-set minimum and maximum. Current caps, effective 1 January 2026:
Cap | Monthly Amount |
Minimum insurable salary | EGP 2,700 |
Maximum insurable salary | EGP 16,700 |
If your salary is below EGP 2,700, contributions are calculated as if you earn EGP 2,700.
If your salary exceeds EGP 16,700, contributions are capped at EGP 16,700 — any amount above is excluded.
Annual Increases
The salary caps increase by approximately 15% each year from 2021 to 2027, as part of a government plan to gradually raise pension and benefit levels.
What Contributions Cover
Social insurance contributions fund the following benefits:
Pension (retirement)
Disability and death benefits
Work injury insurance