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How GOSI Contribution Is Calculated in KSA?

Learn how GOSI contributions are calculated for direct employees, including salary components and contribution rates.

Sameer B. avatar
Written by Sameer B.
Updated over a week ago

In Saudi Arabia, both employers and employees contribute to the General Organization for Social Insurance (GOSI). Contributions are calculated based on base salary + housing allowance, within the minimum and maximum salary limits.

Contribution Rates by Nationality

Nationality

Employee

Employer

Max Salary (SAR)

Min Salary (SAR)

Saudi National

9.75%

11.75%

45,000

1,500

Expatriate

0.00%

2.00%

45,000

1,500

Bahrain National

8.00%

14.00%

44,880

1,500

Kuwait National

8.00%

11.50%

33,502

1,500

Oman National

7.00%

10.50%

29,220

1,500

Qatar National

7.00%

14.00%

103,022

1,500

UAE National

5.00%

12.50%

71,477

1,500

GOSI is calculated only on the portion of salary between SAR 1,500 and the maximum salary limit for each nationality. - If salary is above the maximum cap, contributions are calculated up to the cap only


Salary Components Used in GOSI Calculation

GOSI contributions apply to the total of: Base Salary + Housing Allowance

Example Calculation

Nationality

Salary + Housing (SAR)

Employee Contribution

Employer Contribution

Total GOSI

Net Pay

Saudi National

10,000

975

1,175

2,150

7,850

Expatriate

10,000

0

200

200

10,000

This information will also be used by our Payroll Engine to auto-calculate GOSI contributions accurately based on employee type and salary.

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